Hire Purchase
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Hire Purchase

Competitive rates for new and used cars

From a wide variety of lenders on our panel, Hello Car Loans will offer a range of loan products to suit your needs.

A hire purchase is an agreement between the employer and the employee. A lender will agree to purchase the car on behalf of the customer and hire it out for an agreed period with a fixed monthly repayment. The interest rate remains the same over the period of the Loan agreement. The customer is in charge for all the costs associated with the vehicle including its maintenance, registration and insurance.

Hire purchase is for someone who will use the car mainly for business purposes. It is used primarily by sole traders, companies, trusts, ABN holders and people who receive a vehicle allowance.

Our experienced consultants have access to the best finance products and interest rates. We’ll make it simple and easy for you to make an informed decision. 

Ready to apply? Click the link below to complete the form and one of our finance consultants will contact you to discuss your hire purchase enquiry.

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Finance in a Nutshell
Fast approvals
Fast approvals

Our application is fast & easy. We have the systems, technology and consultants for a fast approval.

Fixed loan terms
Fixed loan terms

Hire Purchase loan contracts are flexible and are usually signed for 1 to 5 years term.

Dealer finance
Dealer finance

0% interest rates offered by dealerships may seem attractive, but beware. Always read through the fine print. When shopping around, compare the monthly repayments, not just the interest rates.

Balloon payments
Balloon payments

Borrowers can choose to pay a lump sum of the total loan amount borrowed at the end of the loan term. This will reduce your monthly repayments.

Obligation free application
Obligation free application

All applications with Hello Car Loans are obligation free.

Tax effective
Tax effective

Under a Chattel Mortgage, you can claim the GST from your purchase on your next Business Activity Statement.

Lenders you can trust