Car Finance
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Car Finance

Car finance from 4.75% (Comp. Rate 5.64%)

From a wide variety of lenders on our panel, Hello Car Loans will offer a range of loan products to suit your needs.


Car finance is a loan which is obtained directly from a bank, finance company, or credit union which the consumer agrees to pay over a period of time. A car finance repayment includes principle, interest, monthly fees and other charges that are repayed to the lender over multiple years. Once you enter into a contract to buy a vehicle, the lender pays the vendor directly upon settlement.


Whether it's a brand new or a pre-owned vehicle, we understand that unique feeling when you get behind the wheel of your new car. Speak to hello Car Loans today about competitive monthly repayments and interest rates. Whether it’s a purchase from the dealership, auctions or private sale, our finance specialists will ensure that you drive away with the best deal possible.

Hello Car Loans offer secured loans which means lower monthly repayments when the vehicle is used as a security. You’ll have the option to choose up to a 7-year loan term, fixed monthly repayments, Balloon/Residual payment, with an option to make extra repayments to pay off your loan much quicker than expected. We also offer same day approvals and fast settlements to get you in your new car as quickly as possible.

Ready to apply? Click the link below to complete the form and one of our finance consultants will contact you to discuss your car loan enquiry.

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Finance in a Nutshell
Fast approvals
Fast approvals

Our application is fast & easy. We have the systems, technology and consultants for a fast approval.

100% Finance
100% Finance

Don't have a deposit? We can help you finance up to 100% of the purchase price.

Dealer finance
Dealer finance

0% interest rates offered by dealerships may seem attractive, but beware. Always read through the fine print. When shopping around, compare the monthly repayments, not just the interest rates.

Balloon payments
Balloon payments

Borrowers can choose to pay a lump sum of the total loan amount borrowed at the end of the loan term. This will reduce your monthly repayments.

Compare and save
Compare and save

Compare and save with Hello Car Loans. We will shop your deal from multiple lenders to get you the best deal possible.

Obligation free application
Obligation free application

All applications with Hello Car Loans are obligation free.

Lenders you can trust